Charges applicable to AP Pension pension schemes
You can see the charges that apply to different changes to your pension scheme below. These charges are in addition to ongoing administration charges. AP Pension may change both remuneration and fees on an ongoing basis.
| Charges as of January 1, 2026 | |
| Redemption, in full or in part (i.e. early payout)* | 2.345 kr. |
| Transfer to another pension company* | 2.345 kr. |
| Amendment of policy, including change to dormant scheme | 680 kr. |
| Monthly fee for dormant schemes and retirement pensioners | 89 kr. |
*If the policy deposit exceeds DKK 25,000
In addition, we may charge a fee equal to the expenses we incur for any other changes or services that involve a large amount of work.
Trading costs for AP FlexPension
When you buy or sell units in an investment fund, a trading cost (brokerage commission) is applied.
When you sell, the cost is deducted from the proceeds, and when you buy, it is deducted from the amount invested.
The brokerage commission is 0.07 pct. of the traded amount – for both purchases and sales.
You do not pay brokerage commission:
- when transferring your pension savings from another provider to AP Pension (Section 41 transfers under Danish tax law)
- when AP Pension adjusts the investment allocation in the funds AP Active, AP Basis and AP Omtanke
AP Pension may change the brokerage commission in the future.