Use of cookies and similar technologies on our website
At AP Pension, we wish to provide you with a functional and modern website with content that is relevant to you and meets your need to find the information you are looking for.
The website therefore uses cookies and pixels. These are small text files and tracking tools that collect information about you and about how you use the website. Pixels are used, among other things, to place marketing cookies, which may share information with third-party providers for the purpose of showing you relevant advertisements and measuring the effectiveness of our marketing.
When you visit the website for the first time, you will be presented with a cookie consent banner where you can find information about the types of cookies we use and where you have the option to choose which types of cookies you wish to accept.
You cannot reject essential cookies, as they are necessary for the website to function. However, you have the option to reject all other types of cookies. It is also possible to delete the cookies stored on your device.
What are cookies and pixels?
AP Pension uses pixels and cookies to a certain extent. Pixels are small, invisible images or pieces of code that send data directly to a server without storing information on the user’s device.
A cookie is a small text file that is placed on your computer when you visit appension.dk. It is passive and cannot spread computer viruses or other harmful programs.
Cookies make it possible for information from your visit to the website to be saved and stored until the next time you visit the website from the same device.
Our statistics system collects information through cookies. This tells us how our users move around the website. For example, we collect information about how many visitors we have and which pages are viewed the most. We use this information to improve user-friendliness.
We also use cookies for some of our services, for example to log in to personal pages. In some places, you also have the option to save your preferred way of viewing a page so that it is remembered the next time you use it.
Cookies do not register who you are, for example by name and address. However, cookies may provide information about which websites you have visited on your device, such as your computer or tablet. We may combine this information with other information we have about you.
Cookies have varying lifetimes. Some remain on your computer after you close your browser, others expire after a fixed period, for example one month, while others disappear when the browser is closed. You can read more below about when the individual cookies expire.
Can I avoid the use of cookies on the website?
Regardless of which browser you use, you can set your browser to not store cookies. For some browsers, you can also set it to only applythe rule to certain websites.
When may AP Pension use cookies?
We may use cookies necessary for the website to function without obtaining consent. When you visit the website for the first time, you will encounter a cookie banner where you are made aware of the website's cookies uses and the options for accepting or opting out of different types of cookies. If you do not wish to accept cookies, your choice will be saved via one of the necessary cookies, which you cannot opt out of.
How can I reject or delete cookies?
Browser:
You can choose to only accept necessary cookies and thus opt out of other types of cookies by selecting "Ok for necessary" in the cookie banner. Then, only cookies that remember your cookie choices and those necessary for the website to function will be used. You can always go to the cookie banner here and change your choice.
You can change your consent to cookies by deleting all cookies in your browser. The way of deleting cookies differs from browser to browser. At http://minecookies.org/cookiehandtering you can read more about cookies and find instructions on how to delete your cookies on different browsers.
If you have deleted cookies and return to our website, you will encounter the cookie banner again and you will find that necessary cookies, which you cannot refuse, are active. You will again have the opportunity to decide whether you would like to accept the other types of cookies.
If you want to avoid cookies completely, you can disable them in your browser. However, please note that you will not be able to log into the AP Pension/Skandia/nærpension digital solutions in that case. You will not be able to use functions on the website that require cookies, and you may thus find that the website does not work.
Apps:
When you download one of our apps, you have the option to refuse cookies by refusing the use of data collection when you install the app.
If you need to change your data collection consent in an app, you will need to uninstall the app and reinstall it with your new consent choice.
Third-party cookies and pixels on the website
Some of the marketing cookies that are activated on your device when you visit our website and consent to marketing cookies are owned by third parties. These cookies may be placed by means of pixels and similar tracking technologies that collect information about your behaviour on our website.
These third parties help us communicate relevant marketing messages to you when you visit their websites.
These third parties may use the information their cookies collect about you for purposes other than those determined by us. If you accept such marketing cookies or services, you also accept that the third party’s cookie guidelines and policies on the processing of personal data apply.
Examples of third parties with whom we cooperate include Meta, Adform, Google and LinkedIn.
You can read more about how each third party uses your information in its cookie policy in the sections “Meta”, “Adform”, “Google” and “LinkedIn” below.
Our joint controllership means, among other things, that we remain responsible for the third party’s use of the information about you that is processed on our behalf. You can see how the third party distinguishes between our joint responsibility and its own responsibility on the third party’s website, as described below.
Meta
We use retargeting cookies, known as pixels, from Meta. They are used to prepare statistical analyses and carry out profiling for direct marketing purposes.
Cookies in this area are marketing cookies.
When we or you use services from Meta, including Facebook and Instagram, Meta’s cookie policy applies. You can read more about it here:
There is joint controllership between AP Pension and the third-party pixels that AP Pension uses on the website, including the Meta Pixel.
AP Pension uses pixels to show you relevant advertising and to measure the effectiveness of our marketing.
If you consent to AP Pension’s use of pixels, ordinary personal data about you will be processed. This includes the following technical and device-related information: IP address, browser and device information, cookies and device IDs, information about your behaviour on the website, such as pages visited, clicks, navigation, time spent and actions performed, as well as conversion events, and location data based on your IP address.
If advanced matching is enabled, certain identification information may also be processed, such as your email address or phone number, typically in hashed form, for the purpose of targeting and measuring advertising effectiveness.
You have the right to withdraw your consent. You can always access the cookie banner here and change your choice.
Microsoft Advertising (Bing)
We use marketing cookies and pixels from Microsoft Advertising. We use these cookies and pixels to track visitors across different websites and to measure whether the traffic we receive from Microsoft Bing and Microsoft’s advertising network has the desired effect. The purpose is to show advertisements that are relevant and engaging for the individual user and to measure the effectiveness of our marketing.
You can read more about Microsoft’s cookie and privacy rules here:
You have the right to withdraw your consent. You can always access the cookie banner here and change your choice.
We use retargeting cookies, known as pixels, from LinkedIn. They are used to prepare statistical analyses and carry out profiling for direct marketing purposes.
Cookies in this area are marketing cookies.
When we or you use services from LinkedIn, LinkedIn’s cookie policy applies. You can read more about it here:
There is joint controllership between AP Pension and the third-party pixels that AP Pension uses on the website, including the LinkedIn Pixel.
AP Pension uses pixels to show you relevant advertising and to measure the effectiveness of our marketing.
If you consent to AP Pension’s use of pixels, ordinary personal data about you will be processed. This includes the following technical and device-related information: IP address, browser and device information, cookies and device IDs, information about your behaviour on the website, such as pages visited, clicks, navigation, time spent and actions performed, as well as conversion events, and location data based on your IP address.
If advanced matching is enabled, certain identification information may also be processed, such as your email address or phone number, typically in hashed form, for the purpose of targeting and measuring advertising effectiveness.
You have the right to withdraw your consent. You can always access the cookie banner here and change your choice.
Google’s conversion tracking provides us with information about whether the traffic we receive from Google’s search engine has the desired effect. Cookies in this area are marketing cookies.
We use cookies from YouTube to optimise video playback on appension.dk. These cookies monitor the user’s bandwidth so that a video can be shown in the best possible quality. In addition, the cookies compile statistics on which videos the user has watched. The user’s preferences are also stored when playing an embedded YouTube video on appension.dk. YouTube is a service provided by Google.
When we or you use services from Google, Google’s cookie policy applies. You can read more about it here:
There is joint controllership between AP Pension and the third-party pixels that AP Pension uses on the website, including the Google Pixel.
AP Pension uses pixels to show you relevant advertising and to measure the effectiveness of our marketing.
If you consent to AP Pension’s use of pixels, ordinary personal data about you will be processed. This includes the following technical and device-related information: IP address, browser and device information, cookies and device IDs, information about your behaviour on the website, such as pages visited, clicks, navigation, time spent and actions performed, as well as conversion events, and location data based on your IP address.
If advanced matching is enabled, certain identification information may also be processed, such as your email address or phone number, typically in hashed form, for the purpose of targeting and measuring advertising effectiveness.
You have the right to withdraw your consent. You can always access the cookie banner here and change your choice.
Adform
We use marketing cookies from Adform. We use these cookies to track visitors across different websites. The purpose is to show advertisements that are relevant and engaging for the individual user.
You can read more about Adform’s cookie policy here:
There is joint controllership between AP Pension and the third-party pixels that AP Pension uses on the website, including the Adform Pixel.
AP Pension uses pixels to show you relevant advertising and to measure the effectiveness of our marketing.
If you consent to AP Pension’s use of pixels, ordinary personal data about you will be processed. This includes the following technical and device-related information: IP address, browser and device information, cookies and device IDs, information about your behaviour on the website, such as pages visited, clicks, navigation, time spent and actions performed, as well as conversion events, and location data based on your IP address.
If advanced matching is enabled, certain identification information may also be processed, such as your email address or phone number, typically in hashed form, for the purpose of targeting and measuring advertising effectiveness.
You have the right to withdraw your consent. You can always access the cookie banner here and change your choice.
Handling of personal data
When we use pixels and cookies, this may involve the processing of personal data. You can read about how we process personal data in our personal data policy, which you can find here.